Stable monthly income, backed by real assets.

Invest in registered first mortgages over residential property developments in South East Queensland, managed by a trusted team with 30+ years of experience.

Flexible Options, Built on Security

With three tailored funds, GPS makes it easy to invest with confidence. Whether you prefer selecting individual loans or diversifying across a portfolio, every fund is built on the same foundation: steady monthly income secured by registered first mortgages and supported by decades of trusted experience.

$10,000

Invest Select Fund

Investors earning rates from 7.50% p.a.*
Choose the investment opportunity that suits you.
* Past performance is not a reliable indicator of future performance.

See ASIC benchmarks

Invest Pooled Fund

Investors earning rates from 7.00% p.a.*
Receive monthly interest from a diversified pool of loans.
* Past performance is not a reliable indicator of future performance.

See ASIC benchmarks

Arkus

Investors earning rates from 6.50% p.a.*
A next generation fund with unmatched flexibility.
* Past performance is not a reliable indicator of future performance.

See ASIC benchmarks

Key Stats

Decades of experience delivering stable monthly returns to investors.

GPS Investment Fund Limited specialises in registered first mortgage lending for residential property developments across South East Queensland. Our experience and transparency has resulted in no retail investor of GPS Investment Fund Limited having EVER incurred a capital loss.*

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Active construction & development projects

*Past performance is not accurate indicator of future performance

Expertise in mortgage investing with a proven track record

Your investment is secured by a registered first mortgage.

We’re built differently — prioritising transparency, compliance, and consistent results.

What makes us different

Pioneers in construction lending

We focus exclusively on first mortgage lending, providing a transparent and straightforward investment structure that prioritizes security and stability. Each loan is carefully assessed by our experienced in-house credit committee, whose members bring decades of combined expertise in property, finance, and risk management. This thorough due diligence process ensures that every opportunity meets strict criteria before approval, helping to minimize risk and protect investor capital. By maintaining this disciplined approach, we aim to consistently deliver dependable monthly income backed by tangible assets.

Testimonials

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Investor satisfaction rating

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Testimonials

Consistent returns. Transparent process. Real peace of mind.

I first invested with GPS in January 2001. The initial investment represented 1.25% of my SMSF, 40% being in shares. I have since added to and multiplied that initial investment, in both Select and Pooled GPS funds, until it now represents about 40% of my SMSF, with less than 10% in shares, and I now sleep much better at night. As GPS has never let me down, I have strongly recommended it to friends and relatives looking for a safe investment with a steady income stream.

Dr. D. W. Allen.

New South Wales

GPS keeps us up to date with available first mortgages.

Some fifteen years ago I was introduced to a young accountant, Paul Hales. During one of our conversations relating to investments Paul mentioned GPS. To my surprise he said he had invested his mother’s fund with GPS. I subsequently contacted Bruce Atkinson and Richard Woodhead to acquire some further insight into just how the company worked. Today, all of this is very much history. GPS keeps us up to date with available first mortgages as they come on line, and we choose which we wish to go with. If at any time I need an update, this information is only a phone call away. This access to Richard and Bruce is always available. Something I find very impressive. Yes, I am a very happy investor.