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Distribution Rate

from 7.50% p.a. (project dependent)

Minimum investment

$10,000

Distributions Paid

Monthly

LVR

69.99%

Offering you the opportunity to invest in the Registered First Mortgage of your choice, with a life-of-loan investment timeframe. Our GPS Invest Select Fund options are a great choice for investors looking to decide which mortgage option suits them, while being able to maintain varying degrees of flexibility and control over what their money is invested in.

Fund Details:

 

Type and Structure

Investment Schemes

Investors

Contributory Mortgage Fund Registered First Mortgages onlyRetail investors who have an Australian Bank Account and TFN
Registered Managed Investment Scheme
(ARSN: 149 257 401)
Maximum LVR exposure of 69.99%Minimum investment of $10,000
 Distributions paid monthly 
 Invested for the life of the selected loan 
Two people reading papers

Key Metrics as of June 30

Loans: 14
Average LVR: 66.78%

Average loan length: 15 Months
Loans in arrears: 0

No retail investor of GPS Investment Fund Limited has ever incurred a capital loss*
 

*Past performance is not an accurate indicator of future performance.

 

FAQs for
New Investors

GPS Invests in Registered First Mortgages over residential construction projects in South East Queensland. It is a niche we have specialised in for 30+ years

An investment into a GPS Invest Select Fund loan is for the life of the loan. So if the project is a 15 month project, your investment will be for a 15 month period. That timeframe is provided to you in the SDPS and Application Form that you will sign in order to invest.

GPS provides project specific SPDS’s that contain all the relevant details for the project including the project details, the borrower and builder history and your commitment as an investor. If you find a project that you like, you simply complete the Application Form for that SPDS and GPS makes that investment for you when the funds are received. GPS does not offer any financial advice as to which loans/if any are appropriate for you. Please always seek financial advice if required. 

No. GPS can, and does, vary the distribution rate to our investors only when necessary, and this can be to both increase it or decrease it. GPS Distribution rates are not dependent on the RBA Cash Rate or other variable benchmark rates.

Easy. After reading the fund PDS and TMD, and confirming GPS is the right fit for you, you can complete the online application form to sign up.


 

None. Not a single one.


 

Absolutely. Not only is GPS Investment Fund regulated by the Australian Securities and Investments Commission (ASIC) and holds an Australian Financial Services Licence (AFSL: 383080), each Fund is also registered with its own Australian Registered Scheme Number, for the GPS Invest Select Fund that is (ARSN: 149 257 401)