Why a Pooled Fund could be a valid option for you?

As someone with over 30 years of experience in the industry, and who has helped hundreds of investors in achieving their financial goals, we understand what stepping into the world of investing feels like.

It’s natural to want to explore your options before deciding on where to put your money.

One of the most common questions we hear is "What is a Pooled Fund and what does it do?"

We get it; it's a good question to ask.

In this article, we walk you through exactly what a Pooled Fund is, how it works, and why it could be a valid option for your investment strategy - whether you are starting out or simply looking for something more ‘hands-off’.

Now, what exactly is a Pooled Fund?

A Pooled Fund is an investment structure where money from multiple investors is combined, and then the collective capital is invested in a range of assets.

What are the advantages of a Pooled Fund over other Funds?

1. Diversification: With Pooled Funds, you gain the advantage of diversifying your investment across the entire portfolio, without limiting yourself to a single project. This also spreads the risk of investing as the poor performance of a single asset can be balanced by better performance of another asset.
2. You gain access to professional management: Pooled funds are typically managed by experienced fund managers who actively monitor, select, and adjust your investments. You benefit from their expertise and knowledge without having to manage everything on your own. Perfect for those of us that don’t have the time to monitor stock markets, or brush up on the intricacies of certain investment models.

Thinking about what the GPS Invest Pooled Fund can offer you?

• 30+ years of industry experience: We have gained crucial expertise in the property industry over the last 30+ years and even steered through hardships like the GFC and COVID-19, successfully.
• Flexible options: We are one of the few funds in Australia that offer the flexibility of choosing between monthly distributions, or the benefit of compounding that interest to bolster the long-term return.
  • How your investment could grow with us: Imagine you invested $10,000 in our Pooled Fund at a rate of 7% p.a.
    • Option 1 – Monthly income:
      • You will receive a monthly distribution rate of approx. $ 58 dollars directly into your bank account. Over 30 years, you would have collected close to $21,000 in interest, while your original $10,000 principal stays untouched.
    • Option 2 – Let it compound:
      • In contrast to monthly distributions, if you choose to reinvest, your initial $10,000 could grow to around $80,000 (interest earned would be approx. $70,000) by the end of 30 years — steadily multiplying your wealth. Whether you prefer, monthly income or long-term growth, your money will be working hard for you.
• Focus on the South East Queensland: We focus on projects within a 2 hour drive of the Brisbane CBD. We chose to specialise in a single region that gives us the ability to be on site quick, if the borrower needs us, plus we have unparalleled local connections to problem solve when needed.

Choosing an option where your money could work hard for you and build a safety net is the key to the smart investing.

A Pooled Fund could be the dependable, low-hassle option that fits your goals. And with the GPS Invest Pooled Fund, you’ll have the flexibility, transparency, and expertise.

Ready to see what your investment could look like if you started today? Reach out to us on [email protected]