Why are we on top of the game compared to others?

We have seen an increase in demand for first mortgage loans over the years, and with the Labor government back in action supporting a ‘Big Australia’ and the Australian housing dream, we don't think there are any signs for property growth and demand for construction loans slowing down.

If you still haven't added GPS to your investment portfolio, now is the right time to explore the opportunities we offer: https://gpsinvest.com.au/

So, why GPS?

1. We excel in strong risk management, because when you invest in GPS you are investing WITH GPS:

We put the best interest of our investors first as a matter of principle.

We apply strict underwriting standards, ensuring the creditworthiness of borrowers and minimizing default risk.

When you invest in GPS you are investing WITH GPS staff and family, so we take your investment as seriously as our own.

Over our 30+ years of experience, we have come through the "Global Financial Crisis" and other big storms like COVID. We stood firm, all because of our intense Due Diligence and our experienced team's quick actions with the changing market conditions.

*Past performance is not a reliable indicator of future performance.

Being a family owned, boutique business also means that you don’t have a revolving door of fund managers who don’t understand the details. Our team is long standing, and are focussed on the GPS way and know each fund intimately.

We believe, diversifying your investments and choosing a business with a strong experienced team, is what could make a big difference to your portfolio.

2. Sits conservatively on the risk vs reward scale:

Risk vs reward is not uncommon concept, especially with investing. There is the constant consideration as to whether to try a riskier investment in the hope of a higher reward or be conservative.

GPS is not in the business of risky investments.

Years ago, our managing director Richard Woodhead made a decision that GPS would concentrate on a niche market – South East Queensland's residential projects, which has now positioned us as one of the few development financiers in our market with the required level of experience.

When it comes to investing in developments in this area, there are few who know the market as well as us.

While other funds may entice investors with higher returns, they often come with greater risk.

They will fund riskier projects, charge a higher rate to the developer for that risk and then pass that higher rate on to their investors, but package it as a great return.

At GPS, we focus on quality projects with rigorous borrowing standards, aiming for steady, reliable returns without compromising your best interests.

3.  We strive to offer consistency in our rates:

GPS doesn’t have any fancy graphs to show distribution rates, because it would basically be a straight line. While not a great picture, it indicates consistent returns compared to the other funds in the market, whose graph is more of a roller coaster with highs and lows.

Providing consistent and continuous returns is what matters more to us.

Our distribution rates are not dependent on the outcome of volatile markets that create these rollercoasters, changes in the RBA rates, or profit baselines that must be upheld.

Our rates are based on the relationships that we have with our borrowers, built over the last 30 years, that allow us to be competitive in the lending market and, therefore, we strive for consistent rates. 

So, before making the big decision on who to invest with, we always suggest you do research and understand the fund’s history.

At GPS, we treat our investors ' money like ours because we invest with you.

Read our recent article for tips on investing in residential construction